Privacy Policy
The National Bank of Montpelier and each of our employees recognize the basis of each customer relationship, many of which span generations, is trust. Because you choose to do business with us, and because we value your business and your continued trust, we are committed to keeping the personal information you share with us secure and confidential. This notice is provided to help you understand how we protect that information. It will also help you understand how we may collect your information and how we may disclose that information to provide you with various products and services.
Security Standards - We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Information Collection - In order to provide products and services to our customers, we collect, retain and use information. This includes certain "non-public personal information" that we may obtain in connection to providing a financial product or service to you. For example, non-public information may include information about your accounts, balances, investments, income, payment history and overdraft history.
We may collect non-public personal information about you from the following sources: 1) Information we receive from you when you complete applications or other forms, 2) Information about your transactions with us, our affiliates, or others, 3) Information we receive from a consumer reporting agency.
Information Disclosure- We do not disclose any non-public information about our customers or former customers to anyone, except as permitted by law. These exceptions include: 1) When you request or authorize us to do so, 2) When completing transactions initiated by you or to conduct our day to day business operations, 3) When providing information to a credit bureau, similar reporting agencies, clearing agencies, or insurance companies as part of standard business practices, 4) When required or permitted by law or regulation or to protect and enforce our legal rights such as responding to court orders and subpoenas or reporting annual income statements to the IRS.
At the National Bank of Montpelier, we value our customers relationships. We consider the protection of your confidential information to be a key element in building that relationship and providing good customer service. We continually strive to earn your trust and business each and everyday. If you have any questions about how the National Bank of Montpelier protects your confidential information, please call our office located nearest you.