Checking Accounts
We offer a variety of checking account options to suit your needs, whether it's a personal or business account.
Personal Checking
Regular Truncated Checking
- Requires an opening balance of $100.00. No monthly
maintenance fee. Per item debit fee may apply.
Regular Checking Account - Requires an opening balance of $100.00.
Monthly maintenance fee of $3.50 if the balance falls below
$500.00. Per item debit fee may apply.
NOW Truncated Checking - Requires an
opening balance of $1,000.00. No monthly maintenance fee. Per item
debit fee may apply.
NOW Regular Checking Account -
Requires an opening balance of $1,000.00. Monthly maintenance fee of
$4.00 if the balance falls below $1,000.00. Per item debit fee may apply.
Rates effective as of September 5, 2008
| Deposit Account |
Minimum Balance to open |
Minimum Balance
to obtain APY* |
Interest Rate | APY* |
| NOW Checking Accounts- personal and business | $1,000.00 | $1,000.00 | 0.25% | 0.25% |
Now checking accounts are variable.
Rates may change after the account is opened.
* APY= Annual Percentage Yield.
APY assumes interest will remain on deposit for one full year.
Account
Fees may reduce earnings on the account.
All rates are subject
to change without notice.
Business Checking
Regular Truncated
Business Checking -
Requires an opening balance of $100.00. No monthly maintenance fees. Per
item debit fee and earnings credit may apply.
Regular Checking Business Account -
Requires an opening balance of $100.00. Monthly maintenance fee of
$3.50 if the balance falls below $500.00. Per item debit fee
and earnings credit apply.
NOW Truncated Business Checking - Requires
an opening balance of $1,000.00. No monthly maintenance fee. Per item
debit fee applies.
NOW Regular Business Checking Account -
Requires an opening balance of $1,000.00. Monthly maintenance fee of
$4.00 if the balance falls below $1,000.00. Per item debit fee applies.
Contact us for more information.